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Catherine's Chat

Wholistic Financial Solutions provides information and updates regarding the property investment industry. Learn more from Catherine's chat here.

Property Investment Articles

Monday, March 07, 2011

Dear Investor,

Would you like to invest in property but are unsure of the right strategy for your needs? Are you confused by the overwhelming amount of investment information, financial products and advice available?  Do you worry that the wrong advice could seriously affect your property investing success?

If you have answered “yes” to any of these questions then you need to read this FREE report –

 “How to Build a Property Portfolio the Right Way –

 Right from the Start”

Free Download at

This FREE report will reveal to you the 7 basic elements you need to have in place to ensure your success in property investment. You’ll find out how to avoid the simple but crucial mistake many property investors make, one that could end up costing you thousands of dollars. You’ll discover the best ways to maximise your tax deductions (the ATO will wish you didn’t know this), the best methods to finance your investment and the most effective strategy for your unique situation.

If you want to learn the secrets that the most successful investors know and try to keep to themselves then report each chapter of this report.

Yours Sincerely, Catherine Smith

Free Download at

“Discover how to build a property portfolio the right way, right from the start”

“This FREE report will reveal the 7 elements to building a successful property portfolio so that you can reach your financial goals sooner”

“Stop Wondering what is the Right Investment Strategy for You and Discover How to Build a Property Portfolio the Right Way – Right from the Start”

Free Download at

“This FREE report will reveal the 7 elements to building a successful property portfolio so that you can reach your financial goals sooner”

“This report will reveal the 7 Elements to Building a Property Portfolio so that You can Reach Your Financial Goals Sooner”

Free Download at

Property Investment Articles

Monday, March 07, 2011

“Here Are The 7 Ways We Can Help You To Reach Your Financial Goals Sooner”

1) We Can Help You Chose The Right  Investment Strategy

We’ll Do It All For You

It’s difficult to choose from the many options available today to property and superannuation investors. We suffer from information overload. With so many decisions to make, it can be hard to make the right choice for you and your family’s future. So how can you minimize the decision-making headaches?
There’s only one way to save yourself the worry of time and money wasting. Let us do it all for you.

We’ll narrow your options with our expert knowledge and experience and pull together unique and innovative strategies tailored specifically for you. You’ll find no-one else in Canberra with the vast range of qualifications and expertise that we have at our fingertips.

You’ll enjoy a service that will:

  • Identify your motivation
  • Identify your goals
  • Identify the best strategy to help you achieve these goals
  • Take into account tax implications
  • Provide a simple step-by-step plan
  • Then keep you motivated and accountable to your goals and plan

Talk with us at Wholistic Financial Solutions and we’ll define your ‘What’, ‘How’, and ‘Why’ for you. We’ll ensure that your goals are clarified and fully understood. After all, this is a lifetime alliance and we want to get it right – right from the start!

2) We Can Help You Get The Finance Needed For Your Investment

Finding the right finance plan/option for your property investment can be a daunting task. So many organizations offer so many products that making the right choice can be like fighting your way out of a tangled maze. You need to find a loan that will give you the best return on your investment, a loan that will not need to be restructured in the future. And you need to save time and money. What to do?
Relax. Our experts at Wholistic Financial Solutions will:
  • Find the right loan for you – simply and easily
  • Set up the right loan structure
  • Plan the right tax strategy for you
  • Tailor the right product to fit your strategy
  • Fill out bank loan applications
  • Guide you through the processes after application
  • Help you the transaction all the way to the settlement of property
We’re not just mortgage brokers. We can bring your tax and financial plans together. And it will all be explained in plain English so you will be completely informed along the way. With our state-of -the-art software, you’ll enjoy the best service available.
You’ll know you’ve made the right choice.

3) We Can Provide Your With The Right Tax Advice

You want to be sure you’re minimizing your tax legally and maximizing your tax deductions. Every person is entitled to pay as little tax as possible and we can promise you you’ll never pay an unnecessary extra dollar of tax.

You’ll get tax advice specific to property investing; the right advice. Our tax professionals will guide you through the solutions to your tax needs. You’ll get:

  • Professional advice from CPA, Master Degree qualified accountants
  • Latest tax law information in our regular newsletters, webinars and seminars
  • An analysis of your tax situation and recommendation as to the most tax effective way to structure the property purchase
  • Recommendations of ways to maximize tax deductions
  • A full, plain English, explanation of the findings of our recommendations
  • Help to implement the right tax strategy
With Wholistic Financial Solution's expert advice, you’ll get answers to any questions you may have. Remember, it’s essential that you have the correct tax strategy in place before you proceed any further. The wrong decision at the crucial purchasing period could cost you very dearly down the track.

4) We Can Help You Find The Right Property So You Can Receive The Highest Return On Your Investment

How many of us can afford the hours it takes to research all the property information available on the current market? Again, there are too many choices to make, too many properties to inspect and too many kilometers to travel. With our busy lifestyles today, not many of us have the time to travel personally to look at investment properties. And it’s next to impossible to fit in with inspection times available, especially if you’ve had to travel interstate. And you certainly won’t want to make a return trip.

So let us source the right property for you, quickly and easily. With our expertise and industry experience we can:

  • Search through property lists to find the property exactly right for you
  • Determine the right strategy and finance plan for you and locate the property that will fit these strategies
  • Undertake “Hot Spot Research” and help you choose locations that may maximise your capital growth
  • Present these choice locations to you
  • Arrange the purchasing process
  • Look after all your management and tax needs
  • Take care of all your post-purchase needs

Imagine how easy it will be to have all this done for you, by people who understand the importance of making the right choice. Don’t ‘run yourself ragged’ by trying to do it all yourself! And remember – we walk our talk.  We will only be recommending areas that we are investing in.

5) We Can Help You With The Right Property Management – No Tenant Headaches

Managing your own investment property can be a real headache. It’s certainly not a job for the faint-hearted, with debt collection, tribunal hearings and possible confrontations with belligerent tenants being just a part of it. For a start, you need to choose the best tenant from several or many applicants; you’ll need to fill out all the paperwork and be prepared to lose money when tenants default on rent payments or the property is left vacant for any length of time.
It’s an endless round of thankless responsibilities. Then there’s maintenance and the repairs to any damage that may have been caused by unsuitable tenants. Of course, this is a worst case scenario.

But wouldn’t it be better to have confidence in the property management skills of trained professionals, people who have been in the industry for many years? With Wholistic Financial Solutions, you can safely leave all of those problems to us.
Here are just a few of the benefits you’ll enjoy with our OzInvest Properties property management:

  • You’ll have a sourcing and managing service that will find you the right tenant – easily and quickly.
  • We can guarantee your rent for 10 years – if we can’t find a tenant, we’ll pay your rent for you!*
  • You’ll get your rent paid on time, every time, for 10 years, guaranteed**.
    (*only applies to properties purchased through our affiliate OzInvest)

So why struggle with the worries of managing your investment property yourself? It’s so easy to hand it over to people like OzInvest who know and understand the business, leaving you to enjoy the freedom that investment confidence can give you.

6) We Can Provide The Right Coaching Needed To Keep Your Goals On Track

You may have some very clear goals that you have set yourself. And most of the time you might be confident of achieving them. But sometimes obstacles can appear, holding you back, blocking the path and causing enormous frustration. When you’re in the middle of a situation, it can be hard to see the way out; it’s hard to ‘see the wood for the trees’.

You’ll need advice. Sound, expert advice. Perhaps you may need to stop your spending; perhaps you need to aim a little higher. You may need to take more risks or perhaps you need to be a little more conservative. It’s good to have advice but how do you implement it? What should your approach be to enable you to achieve these goals? Where do you start?

Right here. This is where we can help you with the right coaching and mentoring.
We take a ‘Wholistic’ approach to reaching those goals you have set yourself. We can offer you:

  • Life coaching
  • Goal analysis
  • Money psychology analysis
  • Identification of the obstacles holding you back
  • Solutions to those problems
  • Help to design a bridge that will take you over those obstacles
  • Motivation to achieve your goals
  • Hold you accountable to achieving your goals

So don’t allow obstacles to block the way to your achieving what you desire. Let Wholistic Financial Solutions help you to identify them and overcome them. With our assistance, you’ll find reaching your goals a whole lot easier!

7) We Can Provide Your With Right Information About Property & Investment

You may be like many property investors who find that once they have purchased property, they are on their own. Family and friends don’t always have an understanding and may not share your property investment dreams. They might even think you’re crazy and exclaim ‘you’re doing what???’

Now that you have invested in property; you need ongoing support to keep you informed, motivated and encouraged. You’ll never feel alone with Investor Property and Finance because we’ll make sure you’re brought up-to-date with all the latest information with:
  • FREE monthly educational webinars.
  • FREE regular property investment educational seminars
  • FREE monthly newsletter with updates on tax information, loan product specials, investment opportunities and motivational issues.
  • FREE invitations to affiliated property investment and motivational seminars.
You can invest in confidence, knowing that we’ll support you all the way, from start to finish. With our varied professionals, we have the right person on hand at all times to suit your need, whatever it is. You’ll have all the strategies, advice, management, coaching and information you’ll ever need to make your property investment a success!

Property Investment Articles

Monday, March 07, 2011
Free Download at

This FREE Report Will Reveal To You….

1.The Right Investment Strategy – “Discover the most critical step to property investment before you start to invest –  if you DON’T define this step you will never have success with property investment”

2. The Right Finance – “How to be confident that you have found the right loan and structure so that you can meet long-term financial goals and avoid     serious costs – potentially saving 1000’s of dollars in long-term exit fees and interest rates”

3. The Right Tax Advice  – “How to build your property portfolio using the tax man’s money”

4. The Right Property – “How to buy the right property at the right time in the right location in less than 5-minutes

5. The Right Management – “How to have a remote control property portfolio which means no rental headaches for the  lifetime of the ownership of the property”

6. The Right Coach – “Discover why most property investors fail – and what to do about it”

7 .The Right First Steps – “Discover the first steps to putting you on track to build a property portfolio that will meet all your life goals

Free Download at

Wealth Creation & Protection

Wednesday, March 02, 2011
One of the biggest issues many people face is the creation of wealth but many people fail to consider the flip side - the protection of wealth. Both issues are as critical as each other. You don't want to work hard at a job or in a business, to accumulate wealth, only to lose it because you failed to protect it. Wealth protection can be simnple such as insurance or advanced such as complex business structuring. If you need any assistance on welath creation or protection feel free to send me a comment or question.

Buying Properties in Companies and Trusts

Monday, January 03, 2011
Hi all, As a Property Advisor and Accountant I often get asked whether it is a good idea to buy properties in a Company or Trust (or SMSF). If you have any questions about this issue or want know the pros and cons - just click here and ask.


Thursday, December 30, 2010
Hi all, Well it's that time of the year again. Tomorrow will be 1/1/11. Time to start a New Year. What are your resolutions? Mine are - to get my financial affairs rocking. If you would like to do that too make you become a follower of my Blog where I will be giving FREE (YES FREE) financial, taxation and property tips all year. If you have any questions - just blog me.

Renting the Family Home

Saturday, December 25, 2010
A lot of people have been asking me about the tax implications of renting the family home out. If you have any questions please post them here.

Tax and Property Development

Saturday, December 25, 2010
Hi all, Wholistic Financial Solutions are Tax Accountants and Property Advisors who specialise in advising clients about the most tax effective way to undertake property development and property investing. Click here to ask any questions.

Buying property in an SMSF

Saturday, December 25, 2010

Is it worth setting up an SMSF?

Sunday, December 19, 2010
People have been asking whether it is worth setting up an SMSF. Any questions you have I would be glad to answer them.

Discover How to Build A Property Portfolio The Right Way Right From The Start

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